Money Habitudes for Teens: A Guide for Educators, Youth Leaders and Counselors Working with Money-Related Issues provides activities using a deck of Money Habitudes cards. Use one or all five activities with individuals or groups of teens as a stand-alone program or in conjunction with comprehensive financial literacy courses. The activities help teens discover their own hidden habits and attitudes which motivate and reinforce the way they spend and save money. The introduction provides the six major factors which influence the way teens relate to money. Each guide comes with a code to download activities for handouts and assignments in pdf and WORD formats so they can easily be customized.