Accepted for 12 CEUs by the AFCPE (02-03-09)
Credit When Credit Is Due is a 12-lesson text, (also available in Spanish) written by Paul Strassels, one of America's premiere analysts on the subject of credit and debt, and the author of 14 books on personal finances. The course is designed to help individuals gain a better knowledge of money issues and responsibilities revolving around the world of credit. The course is a self-study curriculum, with pass/fail tests following each lesson.
When students complete the course successfully, they will be registered in a national database and sent a registration card identifying them to lenders as graduates of a national standardized credit education program. This could entitle them to special consideration from participating utilities, mortgage companies and discounts, depending on the lenders´┐_ discretion. They will also receive three cards addressed to the three major credit bureaus allowing them to add a positive statement to their credit reports.
The 12 lessons included in the Credit When Credit Is Due course are: Lesson One:
The Facts Of Life - What you need to know to get along as a financially responsible adult. Lesson Two:
Living On The Edge - How to budget and save your money, and plug your spending leaks. Lesson Three:
To Borrow Or Not To Borrow - How to decide if you should pay cash or borrow the money you need. Lesson Four:
So You Have Decided To Borrow Some Money - How to get through the credit-granting process once you decide to borrow. Lesson Five:
The Terms Of The Deal - How to determine if you are getting the deal you have bargained for. Lesson Six:
Auto Loans And Leases - One of the toughest deals to negotiate. Lesson Seven:
Home Sweet Home - The largest debt you are likely to ever have. Lesson Eight:
Credit Cards And Other Loans - What you need to know about credit cards, personal signature loans, etc. Lesson Nine:
You've Got Trouble When - How to tell you when you may have a problem. Lesson Ten:
When You Fall Behind - Dealing with delinquency and bill collectors. Lesson Eleven:
Bankruptcy - The ultimate credit overload Lesson Twelve:
Building And Rebuilding Your Credit - How to establish good credit when you have no credit history or even a bad credit past. Online Version
; link and login/password provided within 12 hours after purchase.
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